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Loan Program

One+ Loan Program

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Is the One+ Loan Program right for you?

  • Dreaming of Homeownership? With just a 1% down payment, the One+ Loan Program can make your dream a reality. We’ll cover the other 2%, making homeownership more accessible than ever.
  • Seeking an Affordable Option? If you’re earning up to 80% of your area’s median income, this program is tailor-made for you. We believe in empowering communities, one homeowner at a time.
  • Looking for a Primary Residence? Your primary residence is more than just a house; it’s where memories are made. This offer is exclusively designed to help you secure the home where your life happens.
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Benefits of the One+ Loan Program

  • Minimal Down Payment: With just 1% down, step into your dream home. We’ll handle the other 2%.
  • Mortgage Insurance Covered: Enjoy the peace of mind knowing you’re protected. And the best part? You don’t have to pay for it!
  • Flexible Payment Options: Whether you can afford to pay 1% or up to 2.99% down, we’ve got you covered by adding an extra 2% to your down payment.
  • Timely Offers: Secure the home of your dreams with the best terms by locking in your rate on or after 5/22/2023.

One+ Loan Eligibility Requirements

  • Good Credit is Key: A minimum FICO® score of 620 is required to be eligible for the One+ Loan Program.
  • Sensible Loan Amounts: The program offers loan amounts up to $350,000, ensuring you get a home that fits both your lifestyle and budget.
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